Nepal is
one of the most popular trekking destinations in the
world and it comes to no surprise considering the
back drop of the mighty Himalayas. Kathmandu is the
capital and the main base for backpackers and offers
everything you would need for a trek.
Nepal does have issues at the moment and it is not
an entirely safe destination. Travel insurance is
essential and you should also consider that many
travel insurance policies will only cover you up to
4000m in altitude if trekking. For many of the more
popular treks such as the
Everest Base camp Trek or the
Annapurna Circuit Trek you will need travel
insurance that will cover treks over 5000m.
Want to
know more about Long Stay Holiday Travel
Insurance in Nepal? Before you leave it’s
important to check the travel advice for Nepal. You
should carefully evaluate the implications for your
security and safety before deciding to travel to
Nepal.
You can
have your fingers crossed but you can't afford to
shut your eyes. It is very normal for things to go
wrong on holidays. You could fall ill or have an
accident. Somebody might stolen your money or
luggage, your visit might be cancelled or cut short
through injury or illness, and your family may need
to fly out to be with you if there is a serious
incident. Taking out travel insurance can cover all
these risks and more.
Following an intense period of unrest and armed
conflict, the political and security situation
remains fragile and volatile. Nepal Visitors should
maintain a high level of personal security awareness
at all times. It will come as no surprise that Nepal
is one of the most popular destinations for those
wishing to take a prolonged trip and thankfully,
long stay holidays are becoming more accessible for
individuals who may otherwise have never planned on
taking a long break. It is now more popular for
individuals to take prolonged career breaks and
employers are more likely to be flexible and make
sufficient arrangements for such plans to be
accommodated. Pensioners are also more likely to be
taking long stay holidays, as are graduates before
they embark on the world of work!
SAFETY AND SECURITY
The decision to travel is the sole responsibility of
the traveller. The traveller is also responsible for
his or her own personal safety. The purpose of this
Travel Report is to provide up-to-date information
to enable them to make well-informed decisions to
the Nepal Visitors. Long stay travel / holiday
policies for Nepal are often quoted with a vast
number of different add-ons to suit your specific
requirements when travelling to Nepal; such as
adventure policies, extreme sports, winter sports
cover, valuables cover etc. For this reason, it is
suggested that you conduct a detailed review of all
the possible long stay travel / holiday insurance
policy providers prior to travelling. Ensure that
you think ahead in detail about what you might
potentially be doing whilst in Nepal so that any
potential eventualities have been included in your
long stay travel / holiday insurance policy.
The 4
locations where injuries are most likely to occur in
Nepal are as follows:
The following are just some of the benefits of the
Travel Bond Policy.
Personal Money
You are covered for the theft of cash and traveler's
cheques from your person as well as safety deposit
boxes.
Personal Belongings
The value of personal effects and luggage is covered
for items accidentally lost, stolen, or damaged.
Apart from that, travel documents such as tickets,
visas and passports are also insured against loss or
theft.
Cancellations and Curtailments
If you have to cancel your holiday or cut it short
due to the sickness or injury of a close member of
the family, someone you are traveling with or
staying with, travel insurance covers all expenses
that you are not able to get back.
Medical Expenses
Insurance firm will pay medical expenses and
hospital fees, including any costs of getting you to
hospital (land, water, or air ambulance) if you were
to fall sick or injure yourself. If medical staffs
consider that you require medical emergency
repatriation in that case the costs of getting you
home, with a trained nurse or doctor are included in
the cover.
Baggage Delay
Insurance firm will reimburse you the cost of
purchasing necessities in the event of your baggage
being delayed or lost for more than 24 hours.
Important
Please note this is just some of the benefits
available to you and will be subject to terms and
conditions. You should read the policy documents and
schedule of cover to determine the suitability of
cover.
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Travellers to Nepal should check their travel &
trekking insurance policy to ensure they are covered
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